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About Us

A disciplined, trusted approach to managing capital for families, institutions, & individuals.

We serve a select group of clients with a commitment to their best interests.

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Senior Advisory Experience

50+ Years

Combined Leadership Experience

Structured Notes Experience

25+ Years

Years Managing ​Structured Notes

Assets Under Management

$1.3B+

Across Discretionary Client Relationships

Valued Clients & Families

35+

Diverse Client Family Relationships

Are you seeking disciplined investing, greater clarity, or both?

About the firm

Built around the familes we serve.

Founded in 2021, Snowwater Investment Partners is an SEC-registered investment adviser serving a carefully selected group of clients with a fiduciary responsibility to act in their best interests at every decision point.

"We do not manage models. We manage relationships — and every portfolio we build reflects that distinction."

Our independence allows us to design genuinely customized solutions without the conflicts inherent to large institutional platforms. We source investments directly, execute with discipline, and monitor actively — so our clients never have to wonder whether their portfolio was built for them or for us.

We partner with multiple custodians and institutional counterparties to ensure our clients benefit from the pricing and access that most individuals cannot obtain alone. Rigorous due diligence and a strategic implementation plan govern every allocation.

The Team

Experienced across markets,
aligned with clients.

Our principals bring together decades of experience in wealth management, structured products, investment analytics, and institutional finance.

Headquartered in the Northeast, with primary offices in Rockefeller Center, New York City, and Fairfield, Connecticut.

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Your Team

Bradford R Orben
Founder and Managing Partner

Brad is a seasoned investment professional with over 30 years of experience in wealth management and global investment leadership. As the Founder and Managing Partner of Snowwater Investment Partners, LLC, Brad has grown the firm's assets under management to over $1.3B in the last five years.

He previously served as Executive Director of the family office for the Kuehner family and Building and Land Technology (BLT), managing financial and investment responsibilities for 14 years. Brad holds a bachelor's degree in Economics from Dickinson College and numerous financial licenses, including Series 4, 7, 8, 24, 63, and 65. Brad lives in Fairfield, CT, with his wife Emily and their four children.

Victor M. Flores
Managing Partner

Victor joined Snowwater Investment Partners with nearly 20 years of global investment experience. As Managing Partner, he leads the investment management of client capital. Previously, he was the Director of Investment Analytics at Citi Private Bank, where he designed portfolio solutions for UHNW and Family Office investors.

Victor also managed credit and volatility risk premium strategies at a Single-Family Office and built two commodity derivatives businesses. Victor holds an MBA from the Wharton School, University of Pennsylvania, a BS in Computer Science from St. John’s University, and an MS in Finance from the Lubin School of Business, Pace University. He is a CFA and CAIA charter holder and teaches at St. John’s University.



Fatima Farooq
Senior Analyst

Fatima is a dedicated professional managing client and operational activities at Snowwater Investment Partners. She joined as a 2024 Summer Analyst and became a full-time Senior Analyst in February 2025. Fatima graduated in 2024 from the Tobin School of Business at St. John’s University with a BS in Business Analytics and was recognized as a Provost Scholar.

She gained valuable experience working in Tax Technology at Goldman Sachs and conducting data analysis at Harvard Medical School. Fatima was also Secretary of the Medlife Chapter at St. John's and studied abroad in Western Europe. She resides on Long Island, NY.

Alex Mooers
Analyst

Alex contributes across all areas of Snowwater Investment Partners. He joined as a Summer Analyst in May 2025 and became a full-time Analyst in 2026. Alex graduated from the Tobin School of Business at St. John's University in 2025 with a BS in Finance. He was named 2025 Student Leader of the Year by the St. John's Division of Student Success.

Before joining Snowwater, Alex was a Trade Support Analyst at PGIM's Jennison Associates. In college, he served as Vice President of Phi Delta Theta, supporting its philanthropy for the LiveLikeLou ALS Foundation. A Hudson Valley native, Alex is a passionate New York sports fan who enjoys traveling, running, and golf, and resides on Long Island, NY.

| What We Do

Three capabilities that set us apart

Institutional access, bespoke design, and active management — combined in a single, fully integrated practice.

Institutional Access

Our execution volume creates direct relationships with 14 bank counterparties — providing access to pricing, terms, and structures that are simply unavailable to individual investors or smaller advisors

  • $650M+ in executed structured note volume
  • Direct desk access — no intermediaries
  • Competitive bidding across multiple banks
  • Intraday execution on volatility spikes

Customized Portfolios

Every portfolio is constructed from first principles around the client's specific objectives, income requirements, time horizon, and risk tolerance. We do not select from a pre-built shelf or model portfolio.

  • Fully customized term sheets per client
  • Index, barrier, and maturity tailored precisely
  • Coupon targeting based on volatility environment
  • Both taxable and tax-deferred accounts

Active Management & Execution

We do not purchase and hold passively to maturity. Our team monitors positions daily, times entries around volatility conditions, and manages the full lifecycle of every note — including reinvestment within 5–10 business days of maturity.

  • Daily barrier and credit surveillance
  • Volatility-timed purchase acceleration
  • Maturity laddering across month, quarter, year
  • Credit default swap monitoring per issuer

| Why Snowwater?

Independent
Independent Registered Investment Advisors are professional firms that provide personalized financial guidance and direction to their clients, many of whom have complex financial needs. Because we are independent, we are not tied to any firm, particular families of mutual funds or investment products. As fiduciaries, we are held to the highest standard of care, and are required to act in the best interests of our clients at all times.
Fiduciary
A fiduciary is a professional entrusted to manage assets or wealth while putting the client’s best interests first at all times. Financial advisors who follow a fiduciary standard must disclose any conflict, or potential conflict, to their clients prior to and throughout the advisory engagement. Fiduciaries adopt a code of ethics and fully disclose how they are compensated.
Comprehensive
We work with clients to create integrated, efficient and personalized financial strategies and solutions. Clients with complex needs trust us to carefully examine and streamline their financial lives by ensuring that all the moving parts fit together and are working efficiently and harmoniously. In helping clients grow, preserve and transfer wealth, we tend to the details without ever losing sight of the big picture. Our consultative approach creates blueprints that our clients can use to rally all their professional advisors to pursue comprehensive, agreed-upon goals.
Client-First Philosophy
Our firm was built for and around our clients. We believe an open and transparent, client-centered relationship is the key to long-term success. Our thorough wealth planning process is driven by listening first, formulating a strategy, and following through with advice and world-class service.

| Strategic Partnerships

Our partners that makes us better.

Snowwater leverages a curated network of institutional partners to deliver best-in-class products, transparent reporting, and a seamless client experience.

Private Banks

Provide best-in-class products with customized solutions tailored to your unique financial objectives and investment strategy.

Custodians

Ensure a smooth digital experience through highly secure, transparent reporting and direct, reliable investment access.

Addepar

Institutional-grade portfolio reporting and analytics. Real-time consolidated views across all custodians, asset classes, and entities — including alternatives and private holdings.

Wealthbox

The AI-Powered CRM Workspace for Financial Advisors. A single hub to collaborate on clients, automate busywork, and drive growth.

eMoney

Comprehensive financial planning platform. Cash flow modeling, retirement projections, estate visualizations, and what-if scenario planning across your entire balance sheet.

Our Key Partners

| Who We Serve

We serve a select group of clients who insist on trustworthy, expert advice with no strings attached.

A select group of clients who benefit most from a fiduciary, high-touch advisory relationship.

HNW & UHNW Individuals & Families

High-net-worth and ultra-high-net-worth individuals and families, including those who are still building wealth and those who are retired. Some have concentrated positions, multi-generational planning needs, and a preference for genuinely customized investment solutions.
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Family Offices

Family Offices that require world-class customized solutions to continue their legacy. Single and multi-family offices seeking institutional investment management, consolidated reporting, and active oversight across complex balance sheets.
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Business Owners

Business owners who seek both guidance through a liquidity event and a partner in managing their wealth. Entrepreneurs and executives managing liquidity events, business sale proceeds, or deferred compensation — seeking to deploy capital with income, protection, and tax efficiency.
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Nonprofit Organizations, Retirees & Pre-Retirees

Nonprofit organizations benefit from expert, objective investment advice to achieve their goals. Investors transitioning to income-focused portfolios who need predictable cash flow, meaningful downside protection, and active oversight — without excessive market volatility or duration risk.
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Start the Relationship - Request a founders call

Let's begin with a conversation.

We work with a select number of client families. If you're evaluating a change, we welcome a confidential, no-pressure introduction. There's no obligation—just an honest look at whether we're the right fit.

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